is a new forex-based program on the HYIP land. I first saw this program at MMG forum. I then asked the admin to be verified by third parties. Apparently they took the challenge. Very good of them. Jorhyne has done a DD on them. According to him, what he has seen so far is impressive. He has received business incorporation documents, a verified address, and access to the demo trading account. It is estimated that the program has gained more than $7,000 on a starting balance of $10,000 over the period of one month or so. Also, they invited HansG to review their program. I believe HansG has not finished reviewing yet. So far, I am impressed with how far they’re willing to go about transparency. Further, they offer 10-20% monthly profit. Members will be limited to 1000 people only. And the minimum is only $50. However, I am not comfortable with some things. First, what they have is just demo trading result. I am afraid we might be dealing with a forex newbie here. Next, they refuse to reveal the trading strategy. If the trading strategy is flawed, then we will see future losses before our eyes. Then, we have 12-month lock-in period. Honestly, I never like this. I can’t pull out anytime I want. And lastly, the admin behavior in HYIP forum is not professional. I seriously doubt about this guy’s emotional stability. He is very sarcastic in nature. And also the man tends to be too defensive about his program. As for now, I’d not recommend anybody to invest more than $50 bucks. Better yet, don’t invest at all. Lest you sorry.


My Present Portfolio

July 17, 2006

I want to share with you all my present investment portfolio. Note that the following list doesn’t necessarily give you the assurance that they are real. All that I did was my own analysis. So, please be careful and invest at your own risk.


JoyFund is a new program dealing with commodity options. The admin and trader, Arnaud, is from Spain. He has about 9 months of trading history before announcing the program. And he also claims to have four years of experience long before this. Rabbit and HansG have done their reviews on the trading account and Arnaud’s personal details. I think given the reputation of the reviewers, it should be safe enough to assume that Arnaud is a real person and he does the trading. However, his trading strategy or risk management is of course another story. Hence, that’s one thing you need to take into consideration before joining.


FX-Experts is a long-time forex program. The admin, Marcos, is from Brazil. The blog owner of etalkmoney has done a DD on him. And I believe some others have done it as well. It is safe to say that they are really doing the trading. Nevertheless, they did use aggresive strategy in the first time. As of now, I heard that they’re moving into conservative approach. While previously they’re giving away interest from their reserve fund, now they’re back in profit. That is a good indication that the trader is of some quality. Plus the fact that he is employed by Dukascopy makes him more credible.

Udachu Invest

Udachu Invest is a new program from Udachu Financial specializing only in forex market. Hence, this is relatively different from its sister, Udachu Fund. Udachu Invest is projected to give 20% returns monthly. However, in the first two months, it has failed to do so. So far, May’s return is 11% while June’s return is 13%. Since the program is not so transparent and considering that they are many new transparent programs, I have decided to pull out in near future.

Rog’s Trade 1

Rog, one of the respected HYIPD members, has been kind to help others by offering some offshore investment programs. Rog offers three trades up to now. However, the first trade is the one with the highest yield. Therefore, I am. Note that there has been no DD on these trades. So, I strongly advise you to pull out your initial investment and roll your profits. I don’t know how long this can last but I hope Rog is honest about his intention.

The program description is as follows:

A team of professional gamblers from Austria have created something fresh and new in the blighted world of hyips. Our program offers everything that hyips would offer: high yield (daily 4%), nice webpage, custom script, DDOS protection, 256 bit SSL, and fast reacting support staff. Try this new side of investing – we are professionals in our business, like everyone else on the forex market.

Honestly, I was tempted to put a test spend on this one. But once I saw their proofs of betting were in soccer, immediately I dismissed the idea. Soccer is very unpredictable game. The ball is round so they say. As such, I don’t see how they can make consistent profits over soccer. According to my research, the most professional gamblers are found mostly in poker and horse betting arena. Nevertheless, they also involved in gambling at Monte Carlo. On this, they have never shown any proofs. If they had, I would have joined. Fortunately, I didn’t. And I am very happy with my decision. And they have not been paying for around one week already. I hope nobody lose a lot of money on this one. It is very unfortunate that nowadays ponzis are not playing by the book.


July 2, 2006

The program description is as follows.

DFII (Delta financial Investment INC.) is an offshore investment company that incorporated in the British Virgin Island (Registration Number 629128). DFII is founded by a group of Wall Street Veterans who has more than 10 years experience in the financial market. Its establishment is primarily to cater for the need of growing online investment business and to further extender its services to the international at large. It has developed as an investment vehicle through which individuals may participate in, with the benefit of experienced professional management. It specializes in online in the financial market (especially in Gold market,Forex Exchange market and HYIP market). Other than the financial industry, the group operates various businesses including stocks,advertising, internet technology and software application and development.

DFII aims to play a meaningful role in internet opportunity development. To sustain it and grow in the process, to operate as an online investment system, we make a decision to run We believe that building long-term relationships with our clients is the key to serving their needs. It’s the best way to get to know you and to help you reach your financial goals.

The site was very professionally well-done. And it was listed in HYWD as an approved program as well. My reasoning suggested that there had to be masses flocking into this one. And it did. The Alexa chart confirmed it. Hence, I put a small amount of money into that program. Little did I know, they ran away pretty fast. Up to now, they have not been paying for three days. The website and its backup have gone offline. And the admin is not found to give news whatsoever. Of course, right from its birth, we knew it was a ponzi. But what struck me is that they didn’t play by the rules. I was kind of hoping that they would be the next PrivateOpps. Oh well, I was wrong. And I paid a hefty price tag for that. Thus, from this moment on, I shall not play ponzi game no more.


June 3, 2006

My name is Marc Echols. And I have decided to write my high yield investing journey on this blog. By no means, you should follow my advice. Further, I do NOT provide any guarantees on my recommendations. However, one thing you can count on is that I always give my honest opinions here. As such, I will give 100% referral bonus back to anyone signing up under me. To everyone, all the best!